Welcome to Share the Wealth Blog!

I'm happy you made it here!

I'm an average Canadian woman who became financially independent at the age of thirty-something. I also believe that anyone who has the interest, discipline and commitment to the process can achieve financial independence too.

Does financial independence mean that 'I spend whatever I want, whenever I want'? Not at all. What it does mean is that my financial needs are met whether I work or not. What I have is an abundance of TIME, which is how the wealthy define true wealth. An abundance of time allows you to have the freedom each day to pursue activities that may or may not generate a pay cheque. When you have time AND your financial needs are met, the sky is the limit to what you can create, achieve, and enjoy.

I am motivated to share my journey to financial freedom in the hope that it will help you. I want to do this for two main reasons:

1. I hated being dependent on someone else (such as an employer or spouse) for my survival and I assume many of you feel the same way.


2. I believe that blindly handing our money over to others can set us up for financial disaster - and that when we are armed with financial education, we can become financially free.

It has taken me five years to get here. Many of my struggles were rooted in not understanding financial language. I also thought that somehow my own finances were 'off-limits' - that I was somewhat not qualified to manage my own money effectively. And in a sense that was true. No-one had ever talked to me about finances when I was growing up, and I certainly didn't learn it at school or at work. However, I was absolutely determined to develop my financial literacy and take control over my financial future.

I personally invested a lot of time and money in seminars and workshops only to end up frustrated. Over and over again I was left without any tangible or practical information that I could use to build my financial knowledge base. A lot of seminars were very sales based, and not educational. Conversations I had with financial advisors were often similar.

I committed to 'learning by doing', by surrounding myself with other investors and entrepreneurs that were already successful. I asked them lots of questions, I read their books and their blogs and I copied what they did. I made lots of mistakes and have had lots of successes too.

What I now appreciate about how money and wealth creation works is that it is not rocket science. Some 'financial experts' will have you believe that money management is rocket science to encourage your dependence on them. Well, enough of that! Although I am not a financial advisor nor a financial planner, I will share some practical tips and suggestions that have worked for me and you are welcome to try.

So here is what you can expect here at Share the Wealth. Each blog will give you information on topics that include:

1. Tracking where your money is going to and coming from


2. Clarifying your values and priorities and committing to a course of action


3. Eliminating bad debt and creating a surplus of income


4. Getting clear on how much money you need to bring in passively to cover your expenses


5. Understanding basic financial, tax and accounting language


6. Learning what types of due diligence questions to ask and what research to perform when investigating investment opportunities


7. Tricks, tips, and rules that could help save or earn you thousands

Please stay tuned for our blog post on Monday, December 14th - "Conscious Spending: Observe Where Your Money is Going!"